Total Financial Solution

What We Do For You

Will & Estate Planning

• Wills, Power of Attorneys, Executor’s responsibilities
• Trusts
• Passing on assets effectively
• Charities/ Planned Giving
• Estate Protection

Portfolio Advice & Execution

• Rate of return requirement
• Risk tolerance
• Asset allocation
• Rebalancing and ongoing advice
• Information and education

Retirement Planning

• Establishing time horizon, life style goals and income sources
• Incorporating your pension
• Exit strategy for business owners

Income & Asset Protection

• Personal and/or business
• Life, disability, critical illness
• Multi-generation planning, including spouse, children
• & dependents

Borrowing & Banking

• Personal & business
• Debt reduction strategies
• Private Banking
• Various banking channels – online, call center, face to face

Cash Flow Management

• Income & Expense management
• Strategy behind buying or selling major assets

Education Planning

• College/University RESPs
• Living expense

Tax Planning

• Tax minimization and deferral strategies (ie. Limited Partnership Investments)
• Estate maximization strategies