Retirement

How Much Money Do You Really Need For Retirement?

The title of this article seems to be the most sought after answer for people who are either saving for their retirement or are actually in their retirement. Obviously, it is a very important question-you spend a lot of years working and saving to hopefully achieve your retirement dreams. Read more about this topic.

The Insured Annuity Strategy

There is an alternative strategy  that provides income that is guaranteed for life and upon death, pays your originally invested capital to your beneficiaries directly, without the usual estate-related hassles and costs. The Insured Annuity strategy can preserve the value of your estate, minimize income taxes and most importantly, guarantee an income stream for the rest of your life.  Read more about this topic.

Gain Tax-Free Income Through Universal Life

Universal Life insurance is a little-known plan that can have a big impact on your retirement income. It combines life insurance and an investment account in one package. Read more about this topic.

Is Canada ready to retire?

Between 1947 and the mid-1960’s, Canadians produced roughly 400,000 babies each year, peaking at 500,000 in 1960. This baby-boomer generation represents a disproportionate chunk of the population, and has been the leading force behind social, cultural and economic changes in Canada during the last four decades. Read more about this topic.